Incofin Climate-Smart Microfinance Fund (“ICMF”)

Our ambition: to invest over USD 550 million in micro-finance institutions, improving climate adaptation and resilience for 1.5 million people by 2030.

People in emerging markets are the most vulnerable to the effects of climate change, and microfinance institutions are at the vanguard of funding the solutions people need at the community level. This fund is built to boost microfinance institutions and their ability to grow “climate smart” busin esses and practices in communities.

The businesses the fund supports are often left behind by conventional lenders. They rely on microfinance institutions like those we back for both capital investments and access to education and support services that can support their growth.

For investors, the fund targets consistent financial returns and low volatility. The robust client protection measures we insist on for our investments are just one more reason clients trust Incofin. By channeling capital into climate adaptation and resilience, we are building a sustainable and inclusive financial ecosystem—one that empowers communities to withstand the impacts of climate change and thrive in a changing world.

Invest in
innovative
enterprises that are essential to meet the world’s climate goals:

Resilient habitat

weatherproofing homes, emergency shelters for farm animals, climate-resilient infrastructure

Sustainable agriculture

climate-resilient seeds, smart irrigation, soil rehabilitation, crop insurance

Clean drinking water and sanitation

rainwater collection, clean drinking water systems, sanitation solutions

Green practices for circular economy

recycling innovations, biodegradable packaging, regenerative farming

Energy efficient and renewable energy technologies

solar-powered cooking stoves, solar pumps, climate data & early warning systems, energy-efficient cooling

What your investment makes possible

With limited resources, this Fund has sparked a system-wide transformation. By helping financial institutions see, tag, and track climate-smart lending, we raised awareness, built common tools, and changed how decisions are made. Because sometimes the greatest impact isn’t in how much you invest—but in how you shift the system around you.

USD 15 MILLION

directly invested by the Fund in climate-smart lending

USD 1.4 BILLION

total in climate-smart loan portfolios of investees—surging from USD 195 million before our engagement

7X GROWTH

in climate-aligned lending catalyzed through awareness and taxonomy adoption

100% OF INVESTEES

now tracking and reporting climate-relevant finance

1 SYSTEM SHIFTED

turning climate-smart finance from exception to standard

Partners

DPAM

DPAM is a shareholder of Incofin. It supports this fund as the fully-owned asset management subsidiary of Bank Degroof Petercam, a privately held, Belgian-rooted investment house with over 150 years of history. Specializing in private banking, investment banking, asset management, and asset services, the Group has offices in 8 European countries and a global presence in 15 markets. DPAM prioritizes sustainability and ESG, leading the market in Belgium for products in this category.

By seeding climate-smart enterprises, Incofin is enabling new investors and sectors to take the climate action our world needs.

Paul Buysens

CEO, Incofin Investment Management

We've long considered expanding into impact investments in private debt and equity, driven by growing client demand. As a leading partner in responsible investments in emerging markets, DPAM is happy to partner with Incofin.

Peter de Coensel

CEO, Degroof Petercam Asset Management (DPAM)

This fund is definitely an answer to help private financing for climate adaptation. Incofin has been a trusted partner (for the government) in the development sector for decades.

Alexander de Croo

Former Prime Minister, Belgium

Fund Details

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Incofin Climate-Smart Microfinance Fund