Fund

Fairtrade Access Fund

This fund invests in exporters that keep vital agri-value chains flowing. It links smallholder farmers to new markets and drives sustainable practices, while generating fair financial returns. 

  • Sustainable Food
  • Inclusive Finance
  • Private Debt
  • Technical Assistance

Status: Open


Our ambition: To transform the way smallholder farmers access markets, capital, and opportunity – while delivering strong, fair returns for investors.

The Fairtrade Access Fund (FAF) provides long-term financing, technical assistance, and market access to smallholder farmers across 20+ countries in Latin America, Africa, and Asia. We back sustainable, fair supply chains in coffee, cocoa, tea, honey, grains, cotton, fruits, vegetables, legumes, nuts, seeds, and more—supporting both certified producers and local food systems. 

As a member of the Council on Smallholder Agricultural Finance (CSAF), the fund advances responsible agricultural finance. It encourages producers to adopt sustainable practices, improve their livelihoods, and build climate resilience.

In 2024, we joined CompensACTION: a first-of-its-kind initiative enabling farmers to earn income from ecosystem restoration through zero-interest loans, performance incentives, and access to carbon and biodiversity markets. 

Your investment supports nature-positive agriculture.  It powers climate-smart livelihoods, with fair returns. 

Invest in
tranformative people and
enterprises
in:

Sustainable agriculture

Grow organic farming, expand agroforestry, apply composting and cover cropping, reduce inputs, manage waste safely, eliminate GMOs, minimize agrochemical use, advance health and wellbeing 


Ethical value chains

Strengthen certified sourcing and fair-trade standards, build traceability, uphold environmental codes of conduct


Water and soil stewardship

Use drip irrigation for efficient use of water, restore soil fertility, protect water sources, recover degraded land


Biodiversity and ecosystem preservation

Advance reforestation, promote wild harvesting, generate biodiversity-linked income, replace illicit crops to support peacebuilding, regenerate ecosystems 


Climate resilience and carbon sequestration

Capture carbon, adapt to climate change, mitigate risk, scale regenerative finance


Rural livelihoods and inclusion

Support cooperatives, finance smallholders, unlock access to premium markets, provide technical assistance, improve rural jobs and labor conditions, reduce migration

Sponsors

KfW 

KfW is one of the world’s leading development banks. It is committed to improve economic, social and ecological living conditions all around the world on behalf of the Federal Republic of Germany and the federal states. 

KfW is an important partner for the Fairtrade Access Fund, sharing the Fund’s goal to achieve social and environmental sustainability for the world’s most vulnerable populations. It is the fund’s most significant investor. 


Fairtrade International

A global nonprofit setting standards, certifying supply chains, and supporting producers to ensure better prices, conditions, and sustainable practices.

Fairtrade International partnered with Incofin in 2012 to create the Fairtrade Access Fund in response to the critical gap in smallholders´ access to finance for investments and working capital to sell their Fair-Trade certification products. 


Incofin Microfinance Fund

Incofin Microfinance Fund is a Belgian cooperative investment fund with a mission to support people with a low income and to ensure the sustainability of its projects. The fund mainly invests in microfinance institutions in developing countries that offer financial services adapted to small local enterprises and add value at a social level. 

It is a founding partner of the Fairtrade Access Fund since 2012. 

This fund reaches smallholder farmers with the finance they need to grow sustainably. We’re proud to back this high-impact initiative —and invite others to join us.

Alexandra Albin
Head of Division, KfW Development Bank

We reach smallholder farmers and cooperatives that are critically underserved. By enabling access to trade, harvest, and long-term finance, this fund strengthens income stability and climate resilience.

Simone Verbraeken
Senior Investment Manager, BIO

We support farmers - whether producing for local communities or for export - who meet high social and environmental standards. Whenever possible, these standards are verified through external certification; otherwise, we rigorously assess performance ourselves.

Luuk Laurens Zonneveld
Board Chair, Fairtrade Access Fund

This fund helps build value chains rooted in fair trade and environmental integrity—rewarding regenerative practices and reducing the volatility farmers face in global markets.

Perrine Duffaure
Senior Investment Officer, AgriFI, EDFI MC

Your investment extends beyond support for farmers. It reaches entrepreneurs who create jobs with their food products and related services in rural communities.

Paul Buysens
CEO, Incofin

Through CompensACTION, the fund is set to enable smallholder farmers to turn environmental work into viable business models - earning income from carbon capture, reforestation, and biodiversity protection. It’s an investment in both people and planet.

Arisbe Mendoza
Director, Global Impact, Fairtrade International

This fund has undergone an extraordinary journey of growth and resilience - building sustainable agri-food systems rooted in fairness and environmental stewardship. This progress has been made possible thanks to the steadfast support of its founding shareholders - KfW, Fairtrade International, and Incofin - who share a common vision: that smallholder farmers deserve fair access to markets and recognition for their role in protecting the environment. Today, this fund offers a stable, purpose-driven platform for qualified investors seeking to finance the future of sustainable agriculture.

Noemie Renier
Head of Debt, Incofin

Fund Details

A fund snapshot highlighting key features, strategy, and opportunities for impact and return.

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